Madrid - Post Report Question and Answers
Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?
All readily available and as safe as anywhere (in other words, there's fraud, but not more than other places). - Sep 2019
Yes, accepted and used all over the city. - Jun 2019
Credit cards are no problem. More limited with AmEx, but we still use it a lot. ATMs every block in the city - very safe, and easy to find one attached to your local bank. - Mar 2017
We have no problems using our American debit card. Some utilities you have to pay for from a Spanish bank account, but the embassy tell you how to set that up. - Apr 2012
Easily accessible. - Nov 2011
Forget American Express, is not used here. We use visa and we open a Bank account in Spain. - Oct 2011
No problems, but smaller places like cash. - Aug 2010
No American Express. We got a Spanish bank account and use the bank card for purchases. - Feb 2009
Banks outnumber restaurants on some streets. Everywhere. - Jan 2008